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Estate Duty Calculator

Calculate estate duty obligations for South African estates

Important: These calculations are estimates only and should not be considered financial or legal advice. Actual results may vary based on individual circumstances, current regulations, and specific policy terms. Please contact us for personalized consultation and accurate quotes.
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Estate Value

Total value of all assets in the estate
Funeral expenses, debts, administration costs
Value of primary residence (may qualify for abatement)

Additional Information

Minor children may affect abatements
Assets passing to surviving spouse
Life insurance proceeds included in estate
Pension and retirement fund benefits

South African Estate Duty Rates (2025)

Estate Value Rate Duty on Excess
R0 - R3,500,000 0% No duty (R3.5 million abatement)
R3,500,001 - R33,500,000 20% 20% of dutiable amount (first R30 million above abatement)
R33,500,001+ 25% R6,000,000 (20% of first R30m) + 25% of excess above R30 million
Important Notes
  • An abatement of R3.5 million is allowed against the net estate value to determine the dutiable amount
  • Estate Duty is levied at 20% on the first R30 million of the dutiable amount
  • Estate Duty is levied at 25% on the dutiable amount above R30 million
  • Primary residence abatement: R2,000,000 (2025) for primary residence (separate from R3.5m abatement)
  • Spouse abatement may be part of the R3.5 million abatement if assets pass to surviving spouse
  • Rates and thresholds are subject to change in annual budget
  • Consult a qualified estate planning professional for accurate calculations

Need Estate Planning Advice?

Our estate planning experts can help you minimize estate duty and ensure your assets are distributed according to your wishes.

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