<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
        http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">
    
    <!-- Homepage -->
    <url>
        <loc>https://goodinsurance.co.za/</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>weekly</changefreq>
        <priority>1.0</priority>
    </url>
    
    <!-- About Page -->
    <url>
        <loc>https://goodinsurance.co.za/about.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <!-- Services Page -->
    <url>
        <loc>https://goodinsurance.co.za/services.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
    </url>
    
    <!-- Tools Page -->
    <url>
        <loc>https://goodinsurance.co.za/tools.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.9</priority>
    </url>
    
    <!-- Calculator Guides -->
    <url>
        <loc>https://goodinsurance.co.za/calculator-guides.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <!-- Quote Wizard -->
    <url>
        <loc>https://goodinsurance.co.za/quote-wizard.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <!-- Life Insurance Calculator -->
    <url>
        <loc>https://goodinsurance.co.za/tools/life-insurance-calculator.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <!-- Retirement Calculator -->
    <url>
        <loc>https://goodinsurance.co.za/tools/retirement-calculator.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <!-- Tax Calculator -->
    <url>
        <loc>https://goodinsurance.co.za/tools/tax-calculator.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <!-- Estate Duty Calculator -->
    <url>
        <loc>https://goodinsurance.co.za/tools/estate-duty-calculator.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <!-- Executor Fees Calculator -->
    <url>
        <loc>https://goodinsurance.co.za/tools/executor-fees-calculator.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <!-- Home Insurance Calculator -->
    <url>
        <loc>https://goodinsurance.co.za/tools/home-insurance.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <!-- Vehicle Insurance Calculator -->
    <url>
        <loc>https://goodinsurance.co.za/tools/vehicle-insurance.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <!-- Risk Assessment Tool -->
    <url>
        <loc>https://goodinsurance.co.za/tools/risk-assessment.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <!-- Will Checklist -->
    <url>
        <loc>https://goodinsurance.co.za/tools/will-checklist.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <!-- Contact Page -->
    <url>
        <loc>https://goodinsurance.co.za/contact.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <!-- Privacy Policy -->
    <url>
        <loc>https://goodinsurance.co.za/privacy.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.3</priority>
    </url>
    
    <!-- Terms of Service -->
    <url>
        <loc>https://goodinsurance.co.za/terms.php</loc>
        <lastmod>2025-01-27</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.3</priority>
    </url>
    
</urlset>
